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All Metrics
Methodology
Mortgage Spread
30-year mortgage rate minus 10-year Treasury yield
1.98 pp
69th percentile
1W:
↑ 0.03 pp
1M:
↓ 0.03 pp
As of 2026-07-16 · Updated July 21, 2026
Data Sources
FRED: MORTGAGE30US
FRED: DGS10