Housing Affordability
Mortgage payment as a percentage of median monthly household income
91.3%87th percentile
1M: ↓ 0.9%
As of 2026-01-01 · Updated April 17, 2026
What it means
- Shows what share of a median household's gross monthly income goes to the mortgage payment.
- The 30% threshold is a common benchmark — above that, housing is considered unaffordable.