Housing Affordability
Mortgage payment as a percentage of median monthly household income
97.9%96th percentile
1M: ↑ 2.7%
As of 2026-06-01 · Updated September 4, 2026
What it means
- Shows what share of a median household's gross monthly income goes to the mortgage payment.
- The 30% threshold is a common benchmark — above that, housing is considered unaffordable.