Housing Affordability
Mortgage payment as a percentage of median monthly household income
95.2%91st percentile
1M: ↑ 4.7%
As of 2026-04-01 · Updated July 21, 2026
What it means
- Shows what share of a median household's gross monthly income goes to the mortgage payment.
- The 30% threshold is a common benchmark — above that, housing is considered unaffordable.