Mortgage Payment Index

Estimated monthly mortgage payment on a typical home purchase

$6,815/mo91st percentile
1M: ↓ $20/mo

As of 2026-07-01 · Updated October 20, 2026

What it means

  • Estimates the monthly principal-and-interest payment on a typical home, in current dollars.
  • Combines today's home prices with today's mortgage rates, so it captures the joint effect of both.
  • Percentile ranking compares against history in inflation-adjusted (real) terms — the orange line shows what each historical payment would cost in today's dollars.
Data Sources